As a mission-based cooperative lender and member of the Farm Credit System, CoBank is committed to serving as a good corporate citizen. The bank maintains a variety of corporate social responsibility programs primarily focused on rural America and the vitality of rural communities and industries.
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Farm Credit of Western Oklahoma - Empowering the next generation of ag - CoBank Site
Empowering the next generation of ag
Farm Credit of Western Oklahoma is rooted in agriculture. The association is also dedicated to fostering growth, especially to support the next generation of ranchers and farmers. And through innovative partnerships and community support, it is achieving that goal—from small, everyday interactions to more impactful achievements and milestones.
FCWO serves 27 counties throughout the western region of Oklahoma. Its 2,900 farmer-members include large livestock operations as well as corn, wheat and soybean producers. Its territory and customer base has also expanded over the last several years, following two mergers with other Farm Credit associations in 2021 and 2022.
“We have a very strong portfolio of borrowers who have weathered many storms. Our job is to support them—as their financial lender, but also as a partner in the community,” said Greg Livingston, president and CEO of FCWO.
In 2024, its service territory was hit by catastrophic wildfires, damaging many properties and homes throughout the region. FCWO partnered with CoBank and Oklahoma Farm Credit to donate a combined $100,000 to aid those affected. The association also delivered disaster relief grab bags for the communities and fi re departments.
We have an incredibly strong partnership with CoBank, and the relationship is multifaceted.
FCWO has also been a strong supporter of local youth programs, including 4-H and Future Farmers of America. FCWO also teams up with local food banks to provide meals to those in need.
“We certainly have a strong dedication to our own rural communities, but also rural America as a whole. And we share that same goal with our neighboring organizations and partners like CoBank,” Livingston said.
As one of CoBank’s 16 affiliated associations, FCWO receives wholesale funding from the bank, which supports the loans it makes to its member-owners, ensuring farmers and ranchers have dependable access to credit.
“We have an incredibly strong partnership with CoBank, and the relationship is multifaceted. They provide our funding, and they also share ideas and knowledge. They offer opportunities to participate in capital market credits. But most importantly, they care about rural America. They care about our community, helping us through times of turmoil and devastation—like the recent wildfires. And they support us when times are good,” Livingston said.
FCWO has blended multiple organizations and cultures through its recent consolidations. Despite the challenges that come with change, the association is committed to being a solid financial lender to its members. And in 2024, it returned a record $13 million back to them through patronage.
“Our members, and their children especially, are our future. It’s important to be a supportive partner. And in turn, we are thankful to our industry partners who help us create a strong future for many generations to come,” Livingston said.
